Your Landlord Thanks YOU!!!!!!!!


Before you make another payment on your landlord’s mortgage, here are a few things you should know:

Many people who rent can actually afford to buy their own home—so what’s stopping them?  Many tenants believe that they’d require a big down payment, which is difficult if not impossible to save while trying to keep up with payments on all their other bills.  Others are convinced that they won’t qualify for a mortgage and that the payment would be just too difficult to carry anyway.

Just about everybody is overwhelmed over the legal and financial red tape which often surrounds the purchase of a first home.  It seems a whole lot easier to just keep paying rent.

Here are a few facts:

FACT: Many people actually qualify for a 5% down payment mortgage and don’t realize it.

FACT: The average mortgage payment costs about the same as the average monthly rent payment.

FACT: Many renters have funds in RRSP’s that can be used as part of a down payment without paying Income tax on the withdrawal.

FACT: A lot of people don’t want to ask a salesperson anything because they’re afraid of feeling obligated to buy something.


I will consult with you on an individual basis to help you determine what you can afford.  (And you won’t have to sit in a bank to do it).

I will explain the whole process and answer any questions that you have until you feel you are ready to take the next step.

Most importantly, if at anytime you choose not to proceed, just tell me.  There will be no pressure to continue.  I know that buying a home can be stressful.  It is my job to make it as easy and comfortable for you as possible!


About wojciechpianka

After a few years of studying English and History at the University of Toronto, I decided to transfer to Ryerson University and pursue a Bachelor of Commerce degree. While studying, I worked various jobs where I acquired many skills. Starting as a teller at Scotiabank, I moved on to being a manager of a restaurant, admin staff at a medical clinic, a sales agent for INGDirect and a manager at One King West Hotel. While all these jobs challenged me, I never felt my potential being utilized. Finally in 2008, I completed the Ontario Mortgage Agent Course and signed up with The Mortgage Alliance Company of Canada. This was a great decision, as it allowed me to use the skills I learned working to help people achieve their real estate and financial goals. My passion for real estate and numbers has lead me to becoming a mortgage agent. Growing up in New York City, I always had a fascination of historic buildings and skyscrapers. At 21, I bought my 1st property and have been investing in real estate ever since. I firmly believe thru steady, safe and conservative investing a one can obtain long term financial wealth. One day, I hope to develop the same buildings I help clients purchase.
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